HR & Leave
LTD
Long-Term Disability
In plain English
Income replacement if you can't work for an extended period because of illness or injury.
Where you’ll see it
Benefits. Kicks in after sick leave and short-term options are exhausted, and has its own approval process.
Related acronyms
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Important
GC Simplified is an independent tool, not affiliated with or endorsed by the Government of Canada, and it does not provide official advice. Plain language is an interpretation, and interpretations can be wrong. Always verify against the source and your organization’s own guidance before acting.